Dental Insurance Plans: Are the Benefits Worth the Cost?

dca-blog_dental-cov-in-amer-do-you-have-a-plan

Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in South Bend, call The Dental Center of Indiana today at (855) 979-3358 or make an appointment.

The Dental Center offers affordable family dentistry and gentle, compassionate dental care in South Bend. With 5 affiliated practices throughout Indiana, our offices are conveniently located with extended hours to meet your needs. At The Dental Center of Indiana, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at The Dental Center of Indiana.

Read What Our Patients Say
Patient Reviews
I’m pleased with the results of Miles braces
Miles W.
If you need a dentist and are scared due to past experiences don’t worry, go to the dental center of Mishawaka and not only will your teeth look good and will show them off with a smile but […]
George K.
Dr Lauren was the best with my special needs daughter. The team was great. Made all the accommodations she needed to get her teeth taken care of. Thank you so much and we will be back
Rae B.
I’m always given the very best care by the people at The Dental Center
Kleasha J.
They are good to deal with and treat you with respect and make you feel at ease
Maury B.
Any doctor/dentist visit can be stressful but it’s anything but that at The Dental Center. You all have made my visits very pleasant.
George K.
Everybody was great
Madeline M.
Great customer service! The hygienist and doctor was extremely gentle and caring. They respected my privacy during my visit. I highly recommend The Dental Center!!
Amy G.
Great experience for our grandson. He goes back and has never complained about anything. We also took our 3 son’s there.
Kimberly H.
Very friendly staff-candy the dental technician is just super
Benjamin W.
Great care and concern for the comfort and outcome of the patient.
Patricia D.
Dr listened to my ideas and concerns before looking at my teeth. He inspired confidence right away. No one has done that before
Ruth H.
Great staff
Jairy G.
The dental assistant and the dentist are both so great with my son. He’s 3 1/2 and has been going to them since he was 1 and he loves going to the dentist.
Austin S.
I like the service i get from the place it is wonderful keep it going
Bella U.
Amazing service, and hospitality. Great bedside assistants.
Megan R.
Excellent service
Larisa M.
Felt like the dentist listened to me and concerns. Didn’t feel rushed
Khale L.
The staff was incredible. My whole experience was more than I could have ever expected. Amber is amazing at her job. Thanks for everything you guys do!
Vanessa G.
I went in for a tooth that had me in excruciating pain. Everyone was so nice! They got me right in and even called to schedule the root canal for me!
Angela P.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here