Dental Insurance Plans: Are the Benefits Worth the Cost?

dca-blog_dental-cov-in-amer-do-you-have-a-plan

Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in South Bend, call The Dental Center of Indiana today at (855) 979-3358 or make an appointment.

The Dental Center offers affordable family dentistry and gentle, compassionate dental care in South Bend. With 5 affiliated practices throughout Indiana, our offices are conveniently located with extended hours to meet your needs. At The Dental Center of Indiana, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at The Dental Center of Indiana.

Read What Our Patients Say
Patient Reviews
love everything!
Emerald A.
Service is great.
Broc D.
My dental hygienist is excellent.
Darlene J.
Took my 5-year-old to get cavities filled, he actually fell asleep! I got to stay with him the whole time. The staff was amazing, I would highly recommend this office.
Angela F.
The service was excellent from the moment I walked in. The entire staff had a genuine, welcoming smile and seemed to care about every client. I have rarely seen such authentic friendliness and caring […]
Lori H.
I feel like they take their time and really inspect far more than any place I previously had went to
Leslie B.
Cause i love the effectiveness that yall give every patient and nothing is rushed and everyone recieve the amount of attention needed
Ronald J.
I have been coming to The Dental Center for years. My visits have always left me feeling better than when I came in. The staff is so friendly and upbeat. I have always received the best of care.
Pamela W.
Friendly and they know what they are doing
Dennis B.
Just an excellent place
Alexis F.
Why didn’t I start going here a king time ago?? They’re friendly, professional & quick! Affordable too! Dr. Gasko is the best!!!!!
Nioaka W.
Friendly, on-time service.
Gene P.
Friendly staff and Shannon is very thorough. I trust her with taking the best care of my mouth and teeth!
Michelle M.
Nicest Staff of Any Dental Facility I’ve ever been to.
Jason J.
Everything went perfect.
Jamie H.
Great customer service at the check in check out office. Great hygienist – Marge. Great dentist!
Florencia A.
I have been going to the Dental Center for years. I love that they hygientist are all friendly and quick. At my last appointment I had to bring my son who has special needs. The hygientist, Terry, […]
Dawn V.
I love the great treatment you get from everybody
Gayle T.
Every thing went smoothly and (my teeth) had improved from the last time I was there. Can’t ask for more…..
Frances W.
The dental assistant really cares about your dental health. She is excellent.
Kathy P.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here