Dental Insurance Plans: Are the Benefits Worth the Cost?

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Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in South Bend, call The Dental Center of Indiana today at (855) 979-3358 or make an appointment.

The Dental Center offers affordable family dentistry and gentle, compassionate dental care in South Bend. With 5 affiliated practices throughout Indiana, our offices are conveniently located with extended hours to meet your needs. At The Dental Center of Indiana, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at The Dental Center of Indiana.

Read What Our Patients Say
Patient Reviews
Very personable and gave me several options for future dental care.
Crystal M.
You guys are the best! I have no complaints..I would and have recommended you to other people. Everyone is so nice and friendly I just love it there!
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amazing!
Tonya N.
My tooth reconstruction was completed in timely and professional manor. The staff was friendly and professional.
Robin V.
My hygienist was excellent and very professional
Soneka W.
Everyone at The Dental Center Mishawaka is so friendly.
Rachel M.
Excellent service provided by hygienist Becky W.
Rebecc D.
Everyone was so sweet! Definitely eased my anxiety. I'm 100% satisfied :)
Sylvia P.
I have been going to the Dental Center for years. The hygienists are very careful, detail-oriented, kind, and attentive, as are the dentists. It is […]
Alyssa G.
I was very nervous & dr Douglas was very good. Thank you!
Patty B.
Everyone on staff is courteous and knowledgeable, and the dentist completed treatment painlessly and efficiently, keeping me informed of what he was […]
M. B.
Thank you for great customer service.
Tzigaine G.
All was good.
Jeffrey K.
Awesome staff great docs
Ben H.
Marge always pleasant an professional. I only use her for my cleanings.
Kevin S.
Pleasant and thorough staff.
James A.
Great service and excellend customer service provided by staff.
Ariel E.
Overall good experience.
Sherry D.
Both the Dentist and the tech were extremely kind, patient, gentle and interactive with my special needs daughter. I was very impressed!
Heather T.
They were very kind and really took time to explain things to us and they were excellent with my children .
Johanna M.
Very friendly environment. And was able to ask what ever I wanted
Logan W.
My procedure took 4 hours, mainly because there was only 1 dentist and he had to handle many patients while I sat in the chair. There was more down […]
Jane B.
Service was great as usual.
Blaine G.
I had a great experience. The dental hygienist was wonderful. I didn't have to wait that long and everyone was really nice. It was the best dental […]
Donna R.
Initial visit went well. Staff was very professional and prompt with appointment time. Still have to return soon for more extensive work so another […]
Kerry S.
I am 45 and had not been to the dentist in a long time , and I was a little afraid to be honest. That being said I busted my tooth on a cherry pit […]
Mark L.
Friendly and caring staff. Always helpful with questions or concerns.
Richell K.
Great service as always!
Matthew C.
Dentist at the dental center are there to help you, not tell you things are wrong just to get more money out of you. They are all very friendly and […]
Rikki T.
Very aware of my needs and addressed every one of them to me. Didn't feel rushed and they were very gentle on my teeth! Great experience :)
Heather F.
Kristie explained everything AND then asked if I had any questions !!! She is awesome :)
Judith L.
Everyone was very nice and caring. I will tell everybody I know how awesome The Dental Center of Mishawaka,IN.is.
Amy H.
Had an emergency on my front tooth! Not only did they get me in right away but also worked quickly to get me a flipper tooth (in a day and a half)! […]
Angelia Y.
Clean, thoughtful, professional and most of all, close to home. Gary
Gary D.
Excellent patient care
Carlos M.
Overall good impression. Got what I was expecting.
Lila K.
I switched from the South Bend Dental Center to the Mishawaka Dental Center and I am so glad I did. The staff is awesome! Everyone is extremely nice […]
Rachel M.
Awesome job.
Autumn S.
I have always had good service there . Been going there for about 15- 20 years
Ronald P.
YES THE DENTAL CENTER OF MISHAWAKA HAS THE BEST SERVICE PLUS WONDERFUL EMPLOYEES THAT CARE ABOUT YOU WHEN YOU HAVE PROBLEMS WITH YOUR TEETH AND MOUTH […]
Ruth C.
Got in on time and everything went well.
Judy J.
Great Experience! The people are always very friendly and the Dentist's are always sensitive to my needs as a patient. I came in for a repair of my […]
Eric W.
Very reasonable prices for people without dental insurance, courteous fast service!
Ryan K.
very professional
Anonymous
received courteous, professional service as expected.
Don S.
Everyone was very pleasent
Roger R.
I feel they did a great job as always cleaning my teeth , no problems great people
David K.
Awesome!!! Thank you all ~ Patty Bonek
Patty B.
For my first time at this practice, everyone was very nice and courteous..I felt like they really care
Treviea W.
Everyone there is great!
Christin A.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

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